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An advance payday loan isn't really the best thing, even if you get behind.预支日历贷款并非真的最好,就算你在后面. What's a better idea for a short term loan is to get a credit card, assuming you have decnt credit.有什么更好的构想,以短期贷款取得信用卡,假设您信用decnt. If your credit isn't terrible, you can get a reasonable rate for it, sometimes starting at 0% apr.如果你的信用并不可怕,您也可以得到一个合理的速度,有时晚上0%四月. Then you can charge some of your expenses, and though you'll still be in debt, you won't have to worry about the terrible rate that comes with an advance payday loan.那么你就可以收取你的一些费用,虽然你还是举债你不用担心这是一个可怕的速度前进日历贷款.
Those loans can cost you 15 percent or more, and for what?这些贷款的成本,你可以15%以上,为什么? Just to get a few days early the money you'll be getting anyway?刚刚获得初几天就会越来越有钱呢? Forget it.忘记. What a ridiculous idea.多么荒谬的想法. If you're starving – I mean, seriously physically starving – I can see the advantage of advance payday loan, but otherwise, it's usually no worse than the alternative.如果你在挨饿,我的意思是,严重肢体挨饿--我看日历的优势提前贷款但是,它通常不会比替代. It makes more sense to pay the rent late, or the utilities late.更明智支付租金逾期或逾期水电费. That is, unless you are about to get evicted, or have your utilities shut off.即,除非你是要驱逐约,或已切断水电贵. Then of course, get an advance payday loan, and get one now!那么当然,提前拿到贷款日历,走不通了!
advance payday loans are usually the weapon of last resort for the very poor and destitute.日历贷款提前通常武器不得已的非常穷. If you are almost on the street, down to your last dime, then an advance payday loan could make sense and help you at least stay on your feet a little longer, but really, sometimes things get so bad that there's just no stopping them from getting worse.如果你几乎在大街上,你却连一毛下来,然后预支日历贷款可以帮助你感对你的脚至少留一段时日,但真的,有时做不好的事,得到的只是禁止停车问题恶化. Of course that attitude is of very little consolation if you are the one who is very broke and about to get your house repossessed or your car auctioned, or even your kids taken away.当然这种态度是很少的安慰,如果你是一位十分左右发生,你还是要收回你的房子车拍卖、甚至孩子带走.
If you are broke, before you get an advance payday loan, think of your other options.如果你是坏,在你拿到贷款提前日历,你认为其他选择. It is always good to consider your support network – your friends and family, and what they might be able and willing to do for you.它永远支持你考虑好网络您的家人和朋友,他们也许能够而且愿意为你做. Even someone you haven't talked to in years might be more than willing to bail you out rather than see you fall through the cracks.甚至有人跟你有没有可能在年内超过您愿意保释出来,而不是看你得不到照顾. I know it is humiliating to have to ask for help like that.我知道这是一种侮辱,要像求救. I know, because I have been there, but really, it is much more humilliating to be completely destitute because you lost 15% of your monthly earning using your advance payday loan, and are now out on the street.我知道,因为我已经有,但果真来得humilliating特困因为你不能完全失去你每月收入的15%用你的日历提前贷款而现在街. There's no reason to let yourself fall through the cracks like that, when help is around the corner.没有任何理由让自己像秋天透过裂缝,当有助于为期不远. Also, you can use food banks and free meal programs to help you save money if you are really broke.另外,你可以用银行及餐食品来帮你省钱节目如果你真的发生. Most cities have these programs.这些节目大部分城市.
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