Bankruptcy

Bankruptcy is a legal declaration of the inability to repay debts. Bankruptcy should be viewed as a last resort. It will have a severe impact on a credit rating and will remain on a credit report for ten years. Furthermore, bankruptcy is not a solution in all cases. Federal student loans, Federal tax debt and child support are all exempt from bankruptcy protection. Bankruptcy agreements vary but there are two types of agreements that most people choose: Chapter 7 and Chapter 13.

For a free debt consolidation counseling session, please fill out the form on the right.

FREE COUNSELING SESSION!

First Name*	Last Name*
Daytime Phone*	Evening Phone*
State*	Own or Rent
Best Time to Call	Email Address*
Total Unsecured Debt*
Do you currently have a home equity loan?
Do you intend on obtaining a home equity loan or mortgage in the future?

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